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 1st Mortgage Loans 
 Dream Loans for Dream Homes®

Current Interest Rate Snapshot - February 3, 2012

Local Originators ... Local Approval ... Local Funding ... Local Servicing 

 Loans to $417,000

 Interest Rate

 Orig. Fee or Points

APR 

30-Year Fixed Rate (1)

4.00%

 0%

 4.055%

30-Year Fixed Rate (1)

 3.875%

 .50%

 3.971%

Low Rate ... 30-Year Fixed Rate (1)

3.75%

1.00%

3.887%

 20-Year Fixed Rate (1)

 3.875%

 0%

 3.951%

 15-Year Fixed Rate (1)

 3.25%

 0%

 3.346%

15-year Fixed Rate (1)

3.125% 

.50% 

3.293%

Low Rate ... 15-Year Fixed Rate (1)

3.00%

1.00%

3.241% 

10-Year Fixed Rate (1) 

3.125% 

0%

3.264%

90% Loans on Home Purchases to $575,000 with No Mortgage Insurance
80% LTV 1st Mortgage up to $417,000 and subordinated financing.

Combination 1st and 2nd Mortgages

 Interest Rate

 Orig. Fee or Points

 APR

1st Mortgage Max Loan Size $417,000 (1)
30-year Fixed Interest Rate 

 4.125%

 0%

4.181%

 2nd Mortgage Max Loan Size $100,000
15-year Fixed Interest Rate

as low as
6.50%

0% 

 6.50%


Residential Land or Lot Loans up to $200,000 
Purchase or Refinance / No Balloon Payment / No Prepayment Penalty      

 15-Year Fixed Rate

 Interest Rate

 Orig. Fee or Points

 APR

 Up to 85% Loan to Value

 As Low As 7.00%

 0%

 7.146%

Non-Owner Occupied Rental Properties for Purchase or Refinance
Loans up to the Lower of 75% of Purchase Price or Appraised Value

 Loans to $417,000

 Interest Rate

 Orig. Fee or Points

APR 

 30-Year Fixed Rate

 4.75%

 1%

 4.896%

Welcome to Coastline 

Apply on Line or
Call For Personal Service
tmorcom@CoastlineHomeMortgage.com

Tom Morcom 904-448-2595, EXT 10
Tearra Odom 904-448-2595, EXT. 14 

 
 Dream Loan Sign
Rates and loan programs shown here are indications only and are subject to change without notice.  Please call 904-448-2595 to receive current quotes.
(1) These prices are generally available for loans between $100,000 and $417,000 for traditional homes - Purchases with a 25% down payment - No cash back refinances for no more than 75% of the home value - Cash back refinances for no more than 60% of the home value and - to people with acceptable credit levels.

All mortgage loan applications are subject to credit review and approval.  Property is subject to appraisal or valuation.  Loan-to-value, credit history restrictions loan amount and conditions may apply.  Rates, Prices, Terms and APR are subject to change without notice.