Home Equity Loans - Lines of Credit - Land & Lot Loans
Dream Loans for Dream Homes®
Local Originators ... Local Approvals ... Local Funding ... Local Servicing
Current Interest Rate Snapshot - February 3, 2012
Fixed Interest Rate Home Equity Loan
(Rate Determined by credit score rewards pricing)
Maximum Loan $100,000 - Minimum Loan $10,000
Term Combined Loan to Value Rate APR
10-year fixed rate Up to 80% CLTV As low as 6.00% 6.17%
10-year fixed rate Up to 90% CLTV As low as 6.25% 6.42%
15-year fixed rate Up to 80% CLTV As low as 6.25% 6.37%
15-year fixed rate Up to 90% CLTV As low as 6.50% 6.62%
Adjustable Rate Home Equity Line of Credit
(Rate determined by credit score rewards pricing)
Maximum Loan $100,000 - Minimum Loan $10,000
Term Combined Loan to Value Rate APR
15-years with & an
8-year draw period Up to 90% CLTV As Low As 5.00% 5.00%Residential Land or Lot Loan
(Rate determined by credit score rewards pricing)
For Purchase or Refinance
Term Loan to Value Rate APR
15-year fixed rate Up to 85% LTV As low as 7.00% 7.146%
This may be the most attractive lot loan available in Northeast Florida
Non-Owner Occupied Rental Property
Equity Loans or Adjustable Rate Line of Credit
Term Combined Loan to Value Rate APR
Equity Loan Up to 85% CLTV As Low As 7.00% 7.12%
15-year Fixed Rate
Equity Line of Credit Up to 85% CLTV As Low As 5.50% 5.50%
15-year term with an 8-year draw period
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All mortgage loan applications are subject to credit review and approval. Property is subject to appraisal or valuation. Loan-to-value, credit history restrictions, loan size limitations and conditions may apply. Rates, Prices, Terms and APR are subject to change without notice.


